What happens to the capital credits of a member who dies?

The capital credits of a deceased member may be paid without waiting for a general retirement. However, these estate payments are not automatic. A representative of the estate must request the credits with the necessary forms and have a copy of the death certificate. These will be considered by the VEA Board of Directors. If a retirement is approved by the Board, the capital credits will be discounted to reflect the net present value of making a capital credit retirement now rather than at a later date. A check is issued to the estate and the account closed. Please contact Valley Electric Association to begin this process.

To apply for Estate Capital Credit Retirement:

  • The membership must be closed.  If it was a joint membership, both members must be deceased
  • Written request to claim Capital Credits
  • Death Certificate
  • Legal documentation of beneficiary (Ex: Heir, Trustee, Executor)
  • Claimant’s ID
  • Claimant’s Phone number